Mortgages • Auto Loans • Personal Loans • Student Loans • Business Loans • Credit Cards
My Story
This is your About page. This space is a great opportunity to give a full background on who you are, what you do and what your site has to offer. Your users are genuinely interested in learning more about you, so don’t be afraid to share personal anecdotes to create a more friendly quality. Every website has a story, and your visitors want to hear yours. This space is a great opportunity to provide any personal details you want to share with your followers. Include interesting anecdotes and facts to keep readers engaged. Double click on the text box to start editing your content and make sure to add all the relevant details you want site visitors to know. If you’re a business, talk about how you started and share your professional journey. Explain your core values, your commitment to customers and how you stand out from the crowd. Add a photo, gallery or video for even more engagement.
Mortgages • Auto Loans • Personal Loans • Student Loans • Business Loans • Credit Cards
Credit Card Calculators
Smarter Payoffs. Lower Interest. Clear Choices.
Defeat revolving debt with numbers you can trust. Our credit card calculators show true monthly payments, payoff time, interest cost, balance-transfer savings, and what happens if you only make minimum payments. Everything runs in your browser—no data saved.
What you can do here
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Monthly Payment: Enter balance, APR, and months → see the payment and total cost.
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Time to Pay Off: Enter a fixed payment → see months to zero and interest paid.
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Balance Transfer Analyzer: Model promo APRs, fees, and your payment to find savings and break-even month.
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Minimum Payment Trap: See how long “min due” really takes—and how much it costs.
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Compare Two Cards: Side-by-side results to pick the cheaper payoff path.
Why this matters: Small changes (rate, fee, payment amount) can shift total cost by hundreds or thousands over the payoff period.
How to use (60-second guide)
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Pick a tool that matches your goal (pay faster, compare, transfer).
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Enter your real numbers (balance, APR, payment). Use statements for accuracy.
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Read the results and try “what-ifs”: raise payment, change months, test a promo APR or fee.
Pro tip: If your payment ≤ monthly interest, you’re not reducing principal. Increase the payment or consider a lower-APR option.
Note: Results are estimates for education only and not a loan offer. Actual terms vary by lender and credit profile.
Disclaimer: LoansDive.com provides educational information only. We are not a lender or broker, are not affiliated with any financial institution, and do not recommend or endorse specific products. Use of this site is at your own risk.
