Terms of Use

Effective Date: October 8, 2025
Website: https://www.loansdive.com

Welcome to LoansDive.com (“LoansDive,” “we,” “our,” or “us”).
By accessing or using this website (the “Site”), you agree to comply with and be bound by the following Terms of Use (“Terms”).
Please read them carefully before using LoansDive.com.
If you do not agree to these Terms, please do not access or use our Site.

 

1. Purpose of LoansDive

LoansDive.com is an educational website created to provide general information about loans, credit, and financial literacy.
We do not offer or broker financial products or services, and we are not affiliated with any bank, lender, or financial institution.
All content provided is for informational and educational purposes only, not as financial, legal, or investment advice.

 

2. Acceptance of Terms

By using LoansDive.com, you:

• Confirm that you are at least 18 years of age or using the Site under the supervision of an adult.

• Agree to these Terms, along with our Privacy Policy, Disclaimer, and Affiliate Disclosure, all of which form part of this agreement.

• Accept responsibility for compliance with all applicable laws and regulations.

 

3. Use of the Website

You agree to use LoansDive.com only for lawful purposes and in a manner consistent with all applicable local, state, and federal laws.
You agree not to:

• Misuse, hack, or interfere with the Site or its content.

• Copy, reproduce, or distribute any content without permission.

• Post or transmit harmful, abusive, defamatory, or unlawful material.

• Use automated systems (bots, crawlers, etc.) to access or collect information from the Site.

LoansDive reserves the right to terminate or restrict access to the Site for violations of these Terms.

 

4. Educational Content Disclaimer

All information provided on LoansDive.com is for educational and informational purposes only.
While we strive for accuracy, we make no guarantees that information on the Site is current, complete, or error-free.
We encourage users to verify any financial information independently and consult with a qualified financial advisor before making decisions.

LoansDive assumes no liability for any loss, damages, or misunderstandings resulting from reliance on our content.

 

5. Intellectual Property Rights

All materials on LoansDive.com — including text, images, graphics, logos, icons, and design elements — are the intellectual property of LoansDive or its content providers and are protected by copyright and trademark laws.

You may:

• View, download, or print materials for personal, non-commercial use only.
  You may not:

• Modify, reproduce, distribute, or display content publicly without written permission.

Unauthorized use may result in civil or criminal liability.

 

6. External Links

LoansDive.com may contain links to third-party websites, tools, or services.
These links are provided for convenience only.
LoansDive has no control over the content or policies of third-party sites and assumes no responsibility for them.
Visiting third-party websites is done at your own risk, and their privacy and terms will apply.

 

7. Affiliate Relationships

LoansDive participates in affiliate marketing programs that may provide commissions for referrals.
However, affiliate relationships do not influence our content, recommendations, or educational materials.
All affiliate links are clearly disclosed in accordance with FTC guidelines.
For more details, please review our Affiliate Disclosure page.

 

8. No Financial or Legal Advice

LoansDive does not provide financial, legal, or investment advice.
All materials are for general educational use and should not replace advice from qualified professionals.
You are solely responsible for decisions made based on the information presented on this Site.

 

9. Limitation of Liability

To the fullest extent permitted by law, LoansDive and its owners, contributors, or affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of:

• Your access to or use of the Site,

• Errors or omissions in content,

• Technical issues, downtime, or data loss, or

• Third-party links or services.

Your sole remedy for dissatisfaction with the Site is to stop using it.

 

10. Indemnification

You agree to indemnify and hold harmless LoansDive, its owners, employees, contractors, and affiliates from any claims, losses, damages, or expenses (including attorney fees) arising from:

• Your use or misuse of the Site,

• Your violation of these Terms, or

• Your infringement of any rights of another party.

 

11. Changes to Terms

LoansDive reserves the right to modify, update, or replace these Terms at any time without prior notice.
Updated versions will be posted on this page with a revised “Effective Date.”
Your continued use of the Site after changes constitutes acceptance of the updated Terms.

 

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States and the State of Pennsylvania, without regard to conflict-of-law principles.
Any disputes arising under or related to these Terms shall be resolved exclusively in the courts located in Pennsylvania.

 

13. Contact Information

For questions or concerns about these Terms of Use, please contact us:

LoansDive Support
📧 Email: support@loansdive.com
🌐 Website: https://www.loansdive.com